Universal Service Credit Union offers a number of Financial Products.

Share (Savings) Account is your Primary Account and is required to obtain other accounts and services that the Credit Union offers. The Minimum Balance required for membership is $25. This balance must be maintained at all times. Share Balances over $100 earn dividends that are computed daily and paid quarterly.

Two types of Free Checking Accounts are available. A Regular Draft Account with no minimum balance and no per item or monthly charge and a High Earning Draft Account that pays a dividend that is computed daily and paid monthly with no per item or monthly charge. This account does have minimum balance requirements.

Our Christmas and Vacation Club accounts allow you to set aside a fixed amount weekly for your holidays and/or vacation. Both clubs earn a dividend computed daily and paid monthly.

Secured loans for Cars, Boats, Vans, Trucks, Motorcycles, Jet Skis and RVs.

USCU Visa Credit Card with low rates and no annual fee.

Unsecured or Signature loans.

USCU Visa Check Card used in place of writing checks, as a Point-of-Sale (POS) payment at retail outlets, to access your Share and/or Draft account 24 hours a day at any Star, CU24 or Cirrus network ATM and to make deposits at select CU24 locations nationwide.

ATM Cards for access to your Share and/or Draft account 24 hours a day at any Star, CU24 or Cirrus network ATM. This card may also be
used for Point-of-Sale (POS) payment at retail outlets and to make deposits at select CU24 locations nationwide.

Deposits are federally insured to $100,000 by the National Credit Union Administration.