| SHARE ACCOUNT FEES - Effective 8/1/2007 |
|
|
| Membership Fee Upon Joining |
No Charge |
| Accounts Closed within 6 Months of Opening |
10.00 |
| Member Option Balance Fee assessed in any month that Shares go below $100 00 |
4.00 |
| Manual Transfers between various Credit Union Accounts |
2.00 |
| Address Correction provided to the Credit Union by the Post Office |
5.00 |
| Excess Withdrawals by Credit Union Check Fee, after 2 free per month, per each |
5.00 |
| Wire Transfers - Outgoing , Requested in writing (Fax) and signed by member |
20.00 |
| Wire Transfers - Incoming |
10.00 |
| Western Union Wire - Requested in writing (Fax) and signed by member |
30.00 |
| Deposit Item Returned to the Credit Union for any reason |
25.00 |
| Electronic (ACH) Debit Insufficient Funds Notice (NSF) on any account |
30.00 |
| Research per Hour - 1/2 Hour Minimum |
20.00 |
| Additional Copy of Statements - per Month |
5.00 |
| Easy Use, 24 hour a day, Voice Response Account Access |
No Charge |
| Calls to Customer Service |
No Charge |
| Dormant Account Fee per Month - 12 Months or More |
5.00 |
|
|
| ATM FEES |
| Replacement Card |
10.00 |
| Replacement Pin Number |
5.00 |
| Original Card and Pin Number Issued |
No Charge |
| Monthly Statement Fee, applies to accounts without Draft access |
1.00 |
| ATM Point of Sale (POS) |
No Charge |
| ATM Inquiry |
1.50 |
| First five ATM Withdrawals per month |
No Charge |
| Additional ATM Withdrawals |
1.50 |
| DRAFT ACCOUNT FEES |
| Per Item Check Charges |
No Charge |
| NSF, Uncollected Funds or Closed Account |
30.00 |
| Stop Payment Placed on Drafts, Bill Payments or ACH Debits |
25.00 |
| Copy of canceled Draft - front & back |
4.00 |
